Reality Reads: A nonfiction book club

Most people work hard, pay their bills, and still feel like their money never quite does what it's supposed to do. Common Cents was written for them.

In Common Cents: Your No-Nonsense Guide to Financial Freedom, educator and financial coach Dr. Todd Cimino-Johnson cuts through the noise, jargon, and unrealistic advice that dominate personal finance. This book isn't about getting rich overnight or chasing the latest trend-it's about understanding how money actually works and building habits that last.

With a clear, practical approach, Common Cents helps readers take control of their finances step by step. It explains budgeting in plain language, breaks down debt without shame, and demystifies saving and investing so readers can make confident decisions-no finance background required.

Inside, readers will learn:

What a realistic, workable budget actually looks like

How much to save at different income levels